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All agents are NOT alike! Find out why The Hokanson Group is a top real estate expert. Call us: 541-772-SOLD (7653).
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Welcome! Here You Can Find Great Information on Beautiful Southern Oregon, including, Medford, Ashland, Jacksonville, Eagle Point, White City, Phoenix, Talent, Gold Hill, Rogue River and Central Point, Grants Pass, Oregon Real Estate, foreclosures, short sales, & luxury homes.  Looking for a home? Search everything the web has to offer, right here! Don't miss our Feature Homes. Need local real estate information? We have summarized much of what is important about the Medford, Ashland and Central Point real estate market on this site, including Short Sales, Foreclosures, & Luxury Homes. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected and we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate team. As your trusted, professional real estate partners, The Hokanson Group of Real Estate professionals will help you find the best home in your area within your price range. Together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top Medford, Ashland, Grants Pass and Central Point real estate agents, we have the years of experience and track record you are looking for. Please let us help. - Jared Hokanson 
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Financing Your Home >When Interest Rates Rise
Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.
One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.
If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.
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The Hokanson Group
Keller Williams Realty Southern Oregon
1025 Court St.
Medford, OR 97501
Direct: 541-772-SOLD (7653)
Text: 541-772-7653
Fax: 541-608-0448
Office: 541-608-0447
Jared@TopSouthernOregonAgent.com
Relax! Let Jared and his team do the work for you. The Hokanson Group is one of the top realtors in the Medford, Jackson County, Rogue Valley Area because they does business the old fashioned way, they take care of their clients and their clients refer their friends. We are continually in the pursuit of WOW for our clients.   
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