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For Home Buyers:

  • Why Buyers Choose Jared Hokanson - Why homebuyers looking for a real estate agent in the Medford, Ashland and Central Point area choose Jared Hokanson.

  • Latest Listings - Get Jared Hokanson's latest Medford, Ashland and Central Point listings of homes for sale first!

  • Find Your Perfect Home - Jared Hokanson will search for your ideal home and email you the newest Medford, Ashland and Central Point MLS listings of properties in Jackson County OR.

  • First Time Homebuyers - Are you a first time homebuyer in Medford, Ashland and Central Point, OR? Choose a top real estate agent. Jared Hokanson can guide your home buying search.

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  • Go to Main Sitemap - Main sitemap sections include Find Medford, Ashland and Central Point Homes, For Home Buyers, For Home Sellers, Medford, Ashland and Central Point Information, Real Estate Resources, and About Jared Hokanson.

 

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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What Kauai location was used to portray Never-Never Land in "Hook," the remake of Peter Pan by Steven Spielberg?

A 
Kipukai beach
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Jared Hokanson, REALTOR®, real estate agent and broker for Medford, Ashland and Central Point, Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Jared Hokanson
RE/MAX Realty Group

2594 East Barnett, Suite B
Medford, OR 97504
Direct: 541-772-SOLD (7653)
Fax: 541-734-5559
Office: 541-734-5500
Jared@TopSouthernOregonAgent.com

Relax! Let Jared and his team do the work for you. Jared Hokanson is one of the top realtors in the Medford, Jackson County, Rogue Valley Area because he does business the old fashioned way, he takes care of his clients and they refer their friends. He is continually in the pursuit of WOW for his clients.


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